Our money-back guarantee has been certified by independent consumer watchdog group GuaranteeGuarantee.com which verifies that we honor our guarantee 100% of the time, no questions asked.

30-DAY FREE TRIAL RETURN INSTRUCTIONS

If you have purchased one of our products under a 30-day free trial offer and wish to return it, please follow the instructions on this page - because the 30-day free trial is such a generous offer and places us at very high exposure to fraud and risk, there will be no exceptions to the terms listed on this page:

1.  Your return must be received by us, not postmarked, at least one (1) business day before the date the 30-day trial period expires.  It is your responsibility to make sure we receive your return on time. We encourage the use of trackable shipping options for this reason.

Be sure to allow one (1) additional business day for your return to be processed to give our building's mailroom time to deliver your return to us. For example, if your return is delivered on a Friday, it most likely will not reach our office until Monday, so please make sure you allow for that extra day when shipping your return. It is your responsibility to get it to us on time.

2.  Products returned under a 30-day free trial must be in new condition and suitable for resale.  Products that are damaged or otherwise unsuitable for resale will be subject to a 15% restocking fee.  We highly recommend the use of secure shipping materials such as bubble wrap to avoid damage. We also recommend that you do not write in books or otherwise mark materials until you are absolutely sure you want to keep them.

3.  Because we must receive the product on or before the expiration date of your 30-day trial period, we HIGHLY recommend that you use an expedited shipping service such as overnight or second-day air.

DO NOT use economy shipping services such as Parcel Post, Media Mail, Bound Printed Matter, International Surface Post, and so on.  These services can take up to 4 - 6 weeks for delivery and we may not receive your return in time.

4.  Please complete the Return Authorization form, which you can access by clicking here.  We need you to print this form and include a completed copy with your return item.  Please DISREGARD the standard return instructions on the form as they do not apply to 30-day free trial orders. Please write "30 Day Trial" on the first page of the form.

5.  If we do not receive your return within the time allotted for your free trial period, your return will be subject to our standard return policy.  For complete information on our standard return policy and 90-day money-back guarantee, please click here.

6.  All returns MUST be sent to this address for processing:

FJR Advisors, inc.
4610 Prime Parkway
McHenry, IL 60050

*DO NOT* send your return to the return address listed on the package, which is our fulfillment center.  If you do, they will charge us a $10 handling fee that will be passed on to you, and you will also be responsible for a 15% restocking fee on returns which are sent to the wrong address.

6.  Please note, we cannot stop an order once you have placed it online.  Our fulfillment center packs and ships orders four (4) times daily.  You will need to wait for delivery and return it to us at the address listed above in order to avoid billing. 

7. Delinquent accounts: If you have not returned the product(s) per the instructions on this page within thirty (30) days from the date of your order, we will proceed to charge your credit card for the balance due. If your card is declined or payment is otherwise denied after three (3) consecutive attempts, you will receive a total of three (3) emails requesting payment. If you do not respond, your account will be placed in delinquent status and we will mail you a final invoice for the total amount due. If we do not receive payment from you within thirty (30) days from the date on the invoice, your account will be turned over to a third-party collection agency which will report your account to all major credit bureaus as a delinquent collection account.

Please note, once your account is in delinquent status, you waive your rights under our return policy and we will not accept a return of the merchandise as settlement for your balance due. Only full payment in U.S. dollars will be accepted once your account becomes delinquent.

There are to be no exceptions to these terms and conditions, especially #6. The link to our return instructions is included right on our home page, and is also printed in both our e-books and print books; therefore, these instructions are easily accessible to all customers and we do not make exceptions for anyone who did not follow them.

A word on Debit cards. While Debit cards are an acceptable means of payment, please be aware that we will not accept a request to call you first before running your card. As been mentioned, we charge credit cards after thirty (30) days from your order date and it is the responsibility of the Debit card owner to be sure there are funds available for the transaction. We will not be held responsible for any overdraft charges from your bank because you neglected to have funds available in your account to complete the sale, or for restocking fees if you fail to follow the return instructions properly! It is suggested that you log the amount of the sale into your check register at the time you place your order, with a note that the balance due will charge after thirty (30) days.